Credit Analyst
Introduction:
Credit Analyst
Responsibilities:
- Analyze and review credit applications and proposals submitted by business unit, evaluate risk level and prepare assessment reports
- Evaluation of credit risk rating
- Ensure the credit proposal is in compliance with the bank's policies and regulatory requirement
- Monitor exception reports, on-going news and documents covenants checking
- Prepare departmental reports
- Undertake ad-hoc credit-related projects when required such as portfolio review, stress testing, industry/sector review
Requirements:
- Degree holders in Finance, Business Management, Accounting, or related fields
- 3+ years of experience in corporate credit risk management and analysis in Banks
- Enhanced Competency Framework (ECF) on Credit Risk Management (CRM) qualification is preferred
- Good analytical, problem-solving and report-writing skills
- Strong financial and cash flow analysis skills
- Proficient in both spoken and written English and Chinese
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