Credit Risk Leader (Chinese)
Looking for a professional with a minimum of 10 years’ experience in credit risk management of unsecured loan products.
(Primary companies to look should be Citibank, KTC, AEON)
Credit risk leader will create and enhance credit risk policy, and manage applicable tools in order to identify the risk profiles of credit loans.
• Develop the formulation of credit policies and product programs to support new business/product launches
• Provide necessary portfolio analyses and credit performance forecasts
• Responsible for credit policy of the retail/consumer with focus on personal loan, unsecured loan
• Regularly review and formulate policies to reflect changes in risk and competitive dynamics in the market place
• Develop, implement and monitor the use of application & behavior scorecards and other risk management tools/systems
• Support the marketing program launched through effective management of program risks and profitability
Critical Skill: Adaptability